The Life Settlement Process
A Life Settlement is the sale of a life insurance policy to a third party investor. The investor will pay more than the cash surrender value but less than the death benefit.
The Life Settlement process starts when you decide that you no longer want or need a life insurance policy that you have had for more than two years.
You must be 65 years of age or older and the death benefit of the policy must be $100,000 or more. See our Qualifications page for details about requirements.
Phone screening to determine if your policy is eligible for a Life Settlement offer.
Fill out an application and medical questionnaire.
Receive an offer for your policy.
When you accept the offer, you receive cash for the sale of your policy.
If you are interested in selling your policy, contact us Here.